About
- Independent mortgage brokerage
- Access to the whole of the market
- Helping you to achieve your property related goals
Get in touch for a free, no-obligation chat about how we might be able to help you.
What's On This Page?
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Why Choose Us?
From first-time buyers to experienced landlords, we’re here to make your mortgage journey clear, simple, and stress-free.
We know buying a home is one of the biggest financial decisions you’ll ever make. That’s why we offer more than just mortgage advice — we offer clarity, confidence, and care.
Your Mortgage Questions, Answered...
Navigating mortgages can feel overwhelming — especially if it’s your first time. We’re here to change that.
| Common Questions | Our Expert Insights |
|---|---|
| Is it better to get a mortgage from a bank or broker in the UK? | While banks offer products from their own range, we have access to a wider array of choices from multiple lenders, ensuring a fit that’s just right for you. |
| Is It Cheaper To Use A Mortgage Broker? | A mortgage broker may grant access to exclusive deals not available directly to consumers, potentially offsetting any fees involved. There are lenders that are only available through a mortgage broker. |
| How Much Does the Average Mortgage Broker Cost? | Typically, mortgage broker fees start at around £495 but can be a percentage of the loan amount. It’s important to discuss payment structures upfront to understand all related costs. |
| Do Mortgage Brokers Get Better Rates in the UK? | Occasionally yes, due to their vast network and knowledge of the market, mortgage brokers are well-positioned to find you the best product with the most suited lender tailored around your circumstances. |
How We Help You
Tailored Advice
We assess your personal circumstances and match you with the most suitable mortgage solution.
Thousands of Deals
Our access to a broad lender panel means you’re not limited to one bank’s options.
Free Initial Consultation
Start with a no-obligation chat — we’ll help you understand your options and next steps.
Agreement in Principle
Be market-ready with an AIP, often secured within 24 hours.
Your Mortgage Journey Starts Here
At Oval Finance, we’re more than just mortgage brokers — we’re proud locals who truly understand the ins and outs of the Manchester property market. Whether you’re just starting out on your homeownership journey or you’re already a homeowner exploring your next steps, our expert and transparent advice is here to guide you every step of the way. We’re committed to making your experience as smooth and successful as possible.
Your mortgage journey should feel personal, not overwhelming. That’s why we take the time to create a plan tailored to your individual needs. From the very first conversation right through to getting the keys in your hand, we’re here to support you throughout the entire process.
Ready to begin? Contact us today using the form above to book your FREE consultation — and let’s start mapping out the path to your new home together.
Our Promise to You
Personalised, honest advice